This year we are starting to see the very low interest rates set up in 2020 onwards coming to the end of their fixed periods. Don’t worry – talk to us!
The best time to discuss your next rate is 3-4 months before your fixed rate ends. That gives us time to shop around and find the best deal out there for you. There are things we can do to help with the increased monthly payments too, so it pays to speak to an advisor.
So our advice is talk to us early and let’s see what we can do! It’s never been a better time to get advice!
It has been reported that 1.8 million fixed rate mortgages are coming to the end of their fixed period in the second half of 2025.